Boost Credit With Every Bill You Pay. With Zkrilla Fi
Bills are paid on time and reported to credit bureau reports
Credit Monitoring For Experian & Equifax
Your all-in-one solution
Compare your FICO Scores and credit reports from all 3 bureaus—Experian and Equifax—side-by-side. Understanding your credit has never been easier! Equifax—side-by-side.
Prepare for your credit goals
Credit Journeys
Personal Journey
$39.99 / month
- Up To $1,000 of Reported Line.
- Up To 2 months of Instant History.
- No Credit Check EVER.
- 100% Instant Approval.
- Reports to personal credit.
- Free Experian Credit Report.
Combined Journey
$99.99 / month
- Up To $50,000 of Reported Line.
- Up To 24 months of Instant History.
- No Credit Check EVER.
- 100% Instant Approval.
- Reports business & personal credit.
- Free Experian Credit Report.
Business Journey
$59.99 / month
- Up To $20,000 of Reported Line.
- Up To 12 months of Instant History.
- No Credit Check EVER.
- 100% Instant Approval.
- Reports to business credit.
- Free Experian Credit Report.
Personal Journey
$39.99 / month
- Up To $1,000 of Reported Line.
- Up To 2 months of Instant History.
- No Credit Check EVER.
- 100% Instant Approval.
- Reports to personal credit.
- Free Experian Credit Report.
Combined Journey
$99.99 / month
- Up To $50,000 of Reported Line.
- Up To 24 months of Instant History.
- No Credit Check EVER.
- 100% Instant Approval.
- Reports business & personal credit.
- Free Experian Credit Report.
Business Journey
$59.99 / month
- Up To $20,000 of Reported Line.
- Up To 12 months of Instant History.
- No Credit Check EVER.
- 100% Instant Approval.
- Reports to business credit.
- Free Experian Credit Report.
Personal Journey
$39.99 / month
- Up To $1,000 of Reported Line.
- Up To 2 months of Instant History.
- No Credit Check EVER.
- 100% Instant Approval.
- Reports to personal credit.
- Free Experian Credit Report.
Combined Journey
$99.99 / month
- Up To $50,000 of Reported Line.
- Up To 24 months of Instant History.
- No Credit Check EVER.
- 100% Instant Approval.
- Reports to personal and Business credit.
- Free Experian Credit Report.
Business Journey
$59.99 / month
- Up To $20,000 of Reported Line.
- Up To 12 months of Instant History.
- No Credit Check EVER.
- 100% Instant Approval.
- Reports to Business credit.
- Free Experian Credit Report.
Personal Journey
$39.99 / month
- Up To $1,000 of Reported Line.
- Up To 2 months of Instant History.
- No Credit Check EVER.
- 100% Instant Approval.
- Reports to personal credit.
- Free Experian Credit Report.
Business Journey
$99.99 / month
- Up To $50,000 of Reported Line.
- Up To 24 months of Instant History.
- No Credit Check EVER.
- 100% Instant Approval.
- Reports to personal and business credit.
- Free Experian Credit Report.
Combined Journey
$59.99 / month
- Up To $20,000 of Reported Line.
- Up To 12 months of Instant History.
- No Credit Check EVER.
- 100% Instant Approval.
- Reports to Business credit.
- Free Experian Credit Report.
How It Works ?
Look out for future credit hacks like instant credit age, and real-time credit monitoring. Let us Automate your credit building
1.Become a Boost Member
Take control of 90% of what goes into your credit score. Credit Utilization – 30% On-Time Payments – 35% Credit Age – 15% Credit Checks – 10%
2. Instant Reporting
We will report a credit line and credit history to the bureaus that is dependent on your membership tier. You will start out with $500 line reported even without bills added. With every $50 of bills added, the higher the line reported.
3. Boost Your Score
No Credit Checks. Instant Approval.
Look out for future credit hacks like instant credit age, and real-time credit monitoring .Let us Automate your credit building
1.Become a Boost Member
Take control of 90% of what goes into your credit score. Credit Utilization – 30% On-Time Payments – 35% Credit Age – 15% Credit Checks – 10%
2. Instant Reporting
We will report a credit line and credit history to the bureaus that is dependent on your membership tier. You will start out with $500 line reported even without bills added. With every $50 of bills added, the higher the line reported.
3. Boost Your Score
No Credit Checks. Instant Approval.
Look out for future credit hacks like instant credit age, and real-time credit monitoring .Let us Automate your credit building
Zkrilla Fi Debit Card! Coming Soon!
What People Frequently Asked to us
What is Zkrilla Boost
Zkrilla Boost is a product we developed to help increase credit scores FAST. We also enhance this process through successful recurring payments. Zkrilla Boost is not a credit card!
I dont see my utillities or subscriptions showing up
We will report positive credit history for you even if you do not have subscriptions or utilities! In addition, utilities and subscriptions may take a few business days to show up. If you are on our base membership tier, we only show your payments going forward. Upgrade your membership if you want more perks and bill history to instantly boost your credit score. If you still do not see your utility, feel free to reach out to support. We're constantly improving our ability to automatically recognize utilities and subscriptions. We can manually add a payment if necessary.
What payments qualify for boosting my score
Utilities (water bill, electricity bill, cable, gas bill, etc). Subscriptions (Netflix, Hulu, Spotify, etc). But not limited to these! Gym memberships, Rent, Car Insurance payments, and more.
How long does it take to report
For the base membership, we report every month. For higher membership tiers, we will expedite your reporting to boost your credit accordingly.
How much will my credit score go up
This depends on multiple factors outside of Zkrilla Boost; however we have had users boost over 150 points! Depending on your membership tier, you will see different levels of positive impact on your credit score.
How will this impact my credit report
Zkrilla Boost analyzes your bill payments on your behalf and will report a single line of credit. Depending on what bureau report you are looking at, it may show up as a credit card in order to directly help your credit. In addition, your membership tier and your bill payments will determine the length of positive history and credit limit reported!
Why should I want my property manager to report my rent to the credit bureaus?
For most residents, rent is the largest monthly payment. Every resident should be getting credit for paying rent on time and be rewarded by having that payment improve their credit score. Rent is one of the fastest ways to increase a credit score, with an average increase above 40 points and some as high as 100 points depending on where an individual is in the FICO scoring matrix. This translates into additional financial freedom for the resident. A higher credit score can result in lower interest rates for a loan (e.g. car, home), additional qualifications for credit cards, higher limits on credit cards, and lower insurance rates. A higher credit score can even help get a job, as it is viewed as an element of risk to an employer.
Why hasn’t my credit score changed when I check it online?
Zkrilla submits to the bureaus at the beginning of each month the previous month's rental payments. The bureaus process the file, which can take up to ten days. Credit score websites such as Credit Karma and FreeCreditScore.com are delayed several weeks in obtaining new information. A credit report drawn directly from the credit bureaus will reflect new payment information within a few days. On average, residents see their scores impacted in the first three to six months.
I have never had a late payment, so why has my credit score dropped?
Since this is the first-time credit bureaus have seen payment history for rent, it is viewed as new debt. Like buying a new house or car, the credit score may see a slight drop initially however, it will level out and increase as more on-time payments are made.
What happens if my payment history is submitted incorrectly?
Zkrilla handles all questions and disputes with your residents. We have an all access website at https://dev.zkrillafi.com/, can be reached by phone at 1-833-888-2733, or by email at support@credhub.com. If a correction may be needed on information that was inadvertently submitted to the credit bureaus, we will handle resolution for the resident.
Get Started Today
Zkrilla
Reach out with any questions or to set up a meeting to discover the best path to your financial freedom!
Location
- 360 Northwest 27th Street, Miami, Florida 33127, United States
- Open today 09:00 am – 05:00 pm